In accordance with Order 185/MEC/86, COFAC - the founding entity of Lusófona University, has a Personal School Accident Insurance policy for all students. The insurance fee is paid upon enrolment and is valid for the academic year in which the student enrols. Only students who are duly enrolled are covered by the Insurance.
Physical Education students are covered by ZURICH policy no. 010497383, with the following amounts insured per student:
Medical Expenses - €7,500.00
Permanent Disability - €37,500.00
Student Civil Liability - €5,000.00
Educational Institution Liability - €25,000.00
Funeral Expenses - €7,500.00
Death - €37,500.00
Students enrolled in all other courses are covered by ZURICH policy no. 010497383, with the following amounts insured per student:
Medical Expenses - €2,500.00
Permanent Disability - €12,500.00
Student Civil Liability - €5,000.00
Educational Institution Liability - €25,000.00
Funeral Expenses - €2,500.00
Death - €12,500.00
In the event of an accident, students must attend a medical provider belonging to the Insurer's network and provide the insurance policy number.
It is the student's responsibility to report the claim within 3 days to SIGA | Integrated Student Management Service or by email to seguros@ulusofona.pt, attaching all relevant documents.
PLEASE NOTE: the original documents must be submitted.
All school activities undertaken by students are covered under the insurance policy:
On University premises, during school or working hours, during free time included in the respective school timetable, and during school, extra-curricular, sporting or social activities organised or authorised by the University;
Outside University premises: on excursions, outdoor classes, practical classes, work placements related to school activities (curricular), study visits within Portugal and other extra-curricular, sporting or social initiatives, provided that they are promoted by or co-funded by the University;
School activities also include accidents occurring during the normal and direct journey to or from the student's residence and the University or the locations referred to in the previous paragraph, excluding any stay by students at any point along the journey.
Exclusions: in addition to those described in the Policy Conditions, please note that accidents involving two-wheeled vehicles are not covered; accidents resulting from the insured person's actions while under the influence of alcohol or using psychotropic drugs, narcotics, hallucinogens or similar substances not prescribed by a doctor; accidents related to hernias, regardless of their nature.
This information does not replace the need to read the General Policy Conditions.
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ZURICH - Accident Claim Lisbon / Porto
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